A Home Mover Mortgage is designed for people who already have a mortgage but are planning to move to a new property. It enables homeowners to either transfer their current mortgage (known as porting) or apply for a new mortgage for the new home.
This type of mortgage is ideal if:
- You’re looking for better mortgage terms
- You’re moving to a bigger or smaller home
- You’re relocating to a different area
- You’ve outgrown your current property
Here are some common reasons why moving to a new mortgage might make sense for you.
- Need more space or a bigger home
- Relocating for job or lifestyle reasons
- Downsizing to reduce monthly costs
- Using built-up equity as a deposit
- Found a better mortgage deal
- Current mortgage deal is ending
- Stamp Duty
- Estate agent fees
- Legal and conveyancing fees
- Valuation and mortgage arrangement fees
- Removal and packing costs
Standard Home Mover Mortgages
Traditional mortgage products for those moving to a new primary residence with competitive interest rates and flexible terms.
Porting Your Existing Mortgage
Keep your current mortgage deal when moving home – we’ll help you understand if porting is right for your situation.
Equity Release Solutions
Access the equity in your current home to fund your next property purchase.
High-Value Home Mover Mortgages
Specialist solutions for premium properties and unique circumstances.