
Protect your loved ones financially if the unexpected happens. Our advisors help you:
- Choose between term life, whole-of-life, or decreasing term cover
- Understand payout structures and what your family will receive
- Combine life insurance with mortgage protection if needed
- Ensure your policy aligns with your family and financial goals
You’ll have peace of mind knowing your family is protected—even when you’re no longer there to support them.
What if you couldn’t work due to illness or injury? Income protection replaces a portion of your salary so you can:
- Keep up with bills and daily expenses
- Maintain your lifestyle and savings
- Recover with financial security
We’ll help you select the right deferment period, policy length, and benefit amount to suit your career and lifestyle.


If diagnosed with a serious illness, critical illness cover provides a lump sum payout to help you:
- Pay for private treatment or recovery support
- Cover household expenses while you’re unable to work
- Adapt your home or lifestyle as needed
We explain what’s covered, the conditions, and how to make a claim when needed most.
This type of cover ensures your mortgage will still be paid if you’re unable to work or pass away. It offers:
- Decreasing term policies aligned with your mortgage balance
- Flexible options for joint or single applicants
- Added security for your home and family
Your home is your haven—we’ll help make sure you never have to risk losing it.


Instead of a lump sum, this cover pays regular income to your family if you pass away—helping them manage finances consistently over time.
- A cost-effective alternative to traditional life insurance
- Ideal for families with young children or long-term dependents
- Keeps day-to-day living stable through tough times
We’ll guide you in choosing the term and payment structure that fits your family’s future.