Calculate Your Mortgage

Use our easy mortgage calculator to estimate your monthly payments and Loan-to-Value (LTV) ratio. Understanding these figures helps you make informed decisions when applying for a mortgage.

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Residential Mortgage Calculator

Buy to Let Calculator

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Understanding Loan-to-Value (LTV) and Its Importance

Loan-to-Value (LTV) is a crucial factor in the mortgage approval process. It represents the loan amount compared to the property’s appraised value. A lower LTV often translates to better interest rates and terms from AAI Financials.


75 %

Average LTV for our clients, securing them competitive mortgage rates and favorable terms.


98 %

Of our clients understand LTV better after our consultation, leading to informed decisions.

Mortgage Payment Calculations with AAI Financials

At AAI Financials, we believe in empowering our clients with knowledge. Calculating your mortgage payment involves several factors: the loan amount, the interest rate, and the loan term. Let’s break down how these elements come together to determine your monthly payment, ensuring you’re fully informed.

  • Loan Amount: The principal sum you borrow.
  • Interest Rate: The cost of borrowing, expressed as a percentage.
  • Loan Term: The duration over which you’ll repay the loan.
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Get Expert Protection Advice

Contact AAI Financials today for personalized guidance on protection plans that secure your future and loved ones.

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